5 Easy Money saving Tips at home that anyone can do

The virus which we all thought would just be for a week or month has been lurking around the world for more than a year and a half by now. And simply by looking at daily statistics, it for sure wants to stay a bit longer.

How has it affected your finances so far? Everyone for sure have felt an impact one way or another but the question now is, what are you doing to make this effect less on the negative side. With most governments still encouraging people to stay indoors, for sure most of us find the urge to do one thing…..to use our phone.

Checking on Social Media is a great way to check on friends and loved ones and simply to catch up. It’s been the modern way of picking up the phone and dialling to make a call. There’s also one thing Social Media can harm our finances if we don’t be mindful enough of our actions.

Have you noticed how many sponsored posts you see as you scroll along your Social Media account? It doesn’t matter whether you go in Facebook, Instagram, or YouTube. All of those commercials you’ve once hated on the Television has now moved to this great new avenue to encourage customers.

What’s more fascinating for me personally is great they are on tracking.

Looking for a computer chair? Simply search one time. It doesn’t matter if it’s in any internet browser or social media account and you’ll be surprised what happens next.

Yes, you’ve guessed it right! All your ads have now been changed to different advertisers selling computer chairs. This may be helpful if you’re really looking to buying one but if not, doesn’t it feel like you’re being pushed to buy one as well?! Worst if you’re one of those who easily get persuaded and give in.

Know that you aren’t alone in this and most of are in the same shoes as you, at home and only a few clicks away from spending. If I can control my spendings, then you can do too!

Here’s how to do it:

Do not save as default your credit card details

Most of us buy have purchased something online. From daily essentials to the things you won’t even imagine people would buy such as a Live Ant and its farm. How weird could that be?!

Purchasing online really can’t be avoided nowadays as this has become one great means of buying stuff. There’s a great side to this such as by doing so, you can help the economy and at the same time help flatten the curve of the virus. The downside however is the convenience it gives that at a simple click of a button, your purchase is done. Goodbye hard earned money.

One way to save yourself from this convenience is by NOT SAVING AS DEFAULT YOUR CREDIT CARD DETAILS. This has save us a lot of not necessary spendings. Give yourself sometime to think about that impulsive purchase. It doesn’t mean you’ve “Add to Cart” means you can “Check Out” that easily. Trust me, that simple 5 steps top up from where you’re sitting just to get your credit card from your wallet can save you unnecessary spendings.

Re-evaluate your Subscriptions

I’ve been a fan of Spotify since forever but never felt the need to give-in to their consistent ad to subscribe. I understand not everyone thinks like me. My sisters are premium members and never mind to spend $9.90 a month on it.

Here’s my side of the story though. What is a minute of patience and listening to their ads to $118.80 a year that I can save and use for other more important things?!

If you’re one of those who seems to be a member of every subscription service you can be of, then this is the time to scrutinise each one of them if they are really worth to keep, otherwise, it’s time to part ways.

Here are some of the Subscriptions you might want to look into:

1.Video Streaming Services such as Disney +, Netflix, HBO Max, etc.

2.Gaming Services such as Playstation Now, Xbox Game Pass, etc.

3.Music Services such as Apple Music, Spotify, etc.

4.Dating Apps such as Match, Tinder, Bumble, etc.

5.Fitness Services

6.Marketing Emails – Unroll.me is the best way to do this!

Reduce electricity

If there’s one thing most employees who work in offices miss during this Pandemic, that for sure is the centralised AC. That’s the only place you wouldn’t mind being in the cold all day as you don’t need to bare the cost of paying the electricity bill.

Working from home is a different story though. I guess aside from the usual distractions you might have working from home, the heat especially if you live in a tropical country like Singapore is one of the challenges why people can’t concentrate much working from home. Not that you can’t afford to buy an AC but if you use it 24 hrs a day, I’m sure it would hurt your pocket in one way or another.

Opening your windows to let the air come in your home can help do the trick. Doing that can also let natural light come in that you won’t feel the need to use lights. Using the ceiling or stand fan is also more cost efficient.

Cook your meals

This may be tricky as the culture here in Singapore has always been to buy meals from hawker centers. You may have a change of heart though if you learn that cooking your own meals can help you save money.

Do not know how to cook? That isn’t a problem nowadays as there’s YouTube. You can find how to cook any dish you can think of. And if you are to contest that you live alone and cooking is much trouble some, then I urge you to try meal planning.

Cooking 3 to 4 dishes that you can alternately eat throughout the week is way more healthier and cost efficient than eating out. Try it for a couple of weeks and you’ll be surprised how life changing it can be!

Track your Spendings

I’m not here to insult your brain in any way. I’m sure your memory works better than mine. But here’s one fact, our brain works like a computer. If you put too many information on it, no matter how big the RAM of computer is, there would come a time that it will slow down as its capacity has already been reached.

That’s why not matter how much advanced computers are nowadays, external hard drives are still a marketable business. There’s even “the cloud” nowadays as another option to save your files. If you still haven’t got the idea until now, then let me tell you straight. You need to unload your burdens.

Machines reach a certain capacity of burdens, and so are you. Making a list shouldn’t hurt your ego. Taking it as a tool to release whatever you have in your mind can help you focus and concentrate more on important things.

If you find this blog post interesting, you might want to learn as well on how to earn Money with the use of your Phone.

Hope this article gives you new learnings. Join our motherhood community by filling up this form and make sure to follow us in Instagram for daily positivity quotes and inspiration!

How to Make Money Online Using Your Phone

News based on studies even said that most Singaporeans spend almost 3.4 hours a day using their phones. So why not use that time to earn money as well instead of simply use it for leisure. A few dollars can go along way especially during this Pandemic.

Have you ever heard of the term Influencer? Back in the cays, influencers are usually those known people who you would usually see in Television or Movies. Nowadays though, everyone can be an influencer. With the use of your real friends, internet friends, and hard work.

As long as you’ve got a Social Media account, Instagram or Facebook, then you’re good to go.

Here are some platforms you can join to earn extra cash as an Influencer:

Partipost

Partipost is a is a mobile app that you can easily download into your phone. You can then participate in their campaigns by posting in your social media account. Each campaign contains a set of rules on what you what you should include in your post for you to earn. I have downloaded the Partipost app and have joined in a few campaigns as well.

For those who might be wondering if it’s legit, well, it is. I personally have withdrawn from my Partipost account and transferred it easily to my bank account without any issues.

What to know:

Social Media You Need: Instagram

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.

Payout Currency: Depending on what country you are (e.g. SGD if you joined Partipost Singapore)

Countries Available: Taiwan, Singapore, Indonesia, Malaysia, and Philippines

Amount You Can Earn Per Campaign: SGD $5 to SGD $150

Withdrawal: Partipost is tied up with Xfers, a payment platform, which charge 5% as their transaction fee. You’ll also need a minimum balance of $5.00 in your Partipost account for you to make a withdrawal. They say their processing time takes up to 5 working days though based on my experience, transfer has been made the next day.

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

Supermom Voices

Supermom Voices is platform made for moms. You’ll love this if you’re currently pregnant or have a newborn to toddler child as their campaigns caters more with that range of products. The mechanics is would require you to snap and post in your social media account for you to earn.

If you’re more of a Facebook user than Instagram, you’ll love this app too. I have experienced earning (and withdrawing) from this app as too so I can confirm that it’s legit.

If you happen to go to their website, don’t miss checking out their FREEBIES too

What to know:

Social Media You Need: Instagram and Facebook

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.

Payout Currency: SGD

Amount You Can Earn Per Campaign: SGD $5 to SGD $150

Withdrawal: Supermom Voices is tied up with Xfers, a payment platform, which charge 5% as their transaction fee. You’ll also need a minimum balance of $10.00 in your Supermom Voices account for you to make a withdrawal. They say their processing time takes 2 to 5 working days though based on my experience, transfer has been made the next day.

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

Tip#1: Earn extra $$$ by doing their surverys. I’ve earned a total of $5.00 already from doing this (each survey pays out $0.20-$1.00). It may be seem like a few cents only but this can help pay out for your transaction fee so you can get your campaign earnings without deductions.

Tip#2: You can also earn by referring friends. You’ll not only help them learn how to earn extra cash but you’ll earn a bit for yourself as well.

It would mean a lot to me if you’ll use my REFERRAL CODE: ZC0M08J if you’re going to sign up an account with SuperMom Voices. Thank you😉

Narrators

Narrators is a platform for every influencer. I haven’t had the chance to try this platform though but heard good feedback about them. I noticed though that most of their campaigns require more followers compared to the other two platforms mentioned above.

What to know:

Social Media You Need: Facebook

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.
Payout Currency: USD
Amount You Can Earn Per Campaign: USD $6 or more
Withdrawal: Minimum withdrawal of USD$150 through PayPal

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

It would mean a lot to me if you’ll use my REFERRAL CODE: 4W2UEISCI if you’re going to sign up an account with Narrators. Thank you😉

Try and Review

Try and Review is a platform which allows you to try their products for a review in return. Money doesn’t only comes in form of paper and coins but in real products as well. If you’re going to get food or any other product, for free, then that’s like saving some cash which you can use for other stuff. I’ve tried this platform many times already and can say that it’s worth to join it.

By simply filling up a simple survey for them to determine if your profile is what they’re looking for for the campaign they’re doing. Once you’ve done that, all you need to do next is to wait. Yes, wait to be chosen and wait for the product to arrive at your doorstep.

They’ve got a wide range of products to review which you can easily apply. There’s no limit to the number of products you can apply on. You’ll simply need to do a review and post it in your Social Media as part of your participation. While they may give some guidelines on how your post should be done, your honest review is at most important.

What to know:

Social Media You Need: Instagram
No. of Followers: Each campaign has a different requirement.
Payout : Product NOT Cash

Note: You’ll need to fill-up a short survey as you application for the campaign. This would be their basis on picking who they’ll be collaborating for the particular product review.

It would mean a lot to me if you’ll use my REFERRAL CODE: 187687 if you’re going to sign up an account with Try and Review. Thank you😉

Carousel

Carousel is a platform where you buy and sell things that you don’t use. It doesn’t matter if it’s new or old. This is a place where the saying, “A person’s trash can be another’s treasure”. I’m sure there’s tons of stuff around your home that you haven’t touched for months or years even. This is a great venue for you to put into good use those decluttering tips I’ve written on one of my articles.

If you haven’t, I recommend reading this first before you get on your decluttering. This 10 Easy Decluttering Tips would surely help your lessen the stress of doing so.

The concept of Carousel is like having an online store but instead of selling any specific goods, you can sell anything you have on hand that you feel disposing already. I’ve been able to sell most of my daughter’s clothes that they’ve outgrown already.

Instead of throwing them away, why not earn extra cash from it (to buy new set of clothes that are the right size for them), at the same time, help the environment by reusing the clothes. You’ll also be able to help others who wants to buy quality clothes but at a fraction of a price.

What to know:

Social Media You Need: None. You’ll need to download the Carousel app instead.
No. of Followers: None. Your sales would depend on how many items you post and how valuable your items are.
Payout : Cash

I hope this article makes you realise that while you really can’t find money anywhere, the reality is, you can earn money from anywhere. You can actually earn from something that you use everyday, or rather, always which is your phone. All you need is determination and hard work to make it happen.

Hope this article gives you new learnings. Join our motherhood community by filling up this form and make sure to follow us in Instagram for daily positivity quotes and inspiration!