5 Easy Money saving Tips at home that anyone can do

The virus which we all thought would just be for a week or month has been lurking around the world for more than a year and a half by now. And simply by looking at daily statistics, it for sure wants to stay a bit longer.

How has it affected your finances so far? Everyone for sure have felt an impact one way or another but the question now is, what are you doing to make this effect less on the negative side. With most governments still encouraging people to stay indoors, for sure most of us find the urge to do one thing…..to use our phone.

Checking on Social Media is a great way to check on friends and loved ones and simply to catch up. It’s been the modern way of picking up the phone and dialling to make a call. There’s also one thing Social Media can harm our finances if we don’t be mindful enough of our actions.

Have you noticed how many sponsored posts you see as you scroll along your Social Media account? It doesn’t matter whether you go in Facebook, Instagram, or YouTube. All of those commercials you’ve once hated on the Television has now moved to this great new avenue to encourage customers.

What’s more fascinating for me personally is great they are on tracking.

Looking for a computer chair? Simply search one time. It doesn’t matter if it’s in any internet browser or social media account and you’ll be surprised what happens next.

Yes, you’ve guessed it right! All your ads have now been changed to different advertisers selling computer chairs. This may be helpful if you’re really looking to buying one but if not, doesn’t it feel like you’re being pushed to buy one as well?! Worst if you’re one of those who easily get persuaded and give in.

Know that you aren’t alone in this and most of are in the same shoes as you, at home and only a few clicks away from spending. If I can control my spendings, then you can do too!

Here’s how to do it:

Do not save as default your credit card details

Most of us buy have purchased something online. From daily essentials to the things you won’t even imagine people would buy such as a Live Ant and its farm. How weird could that be?!

Purchasing online really can’t be avoided nowadays as this has become one great means of buying stuff. There’s a great side to this such as by doing so, you can help the economy and at the same time help flatten the curve of the virus. The downside however is the convenience it gives that at a simple click of a button, your purchase is done. Goodbye hard earned money.

One way to save yourself from this convenience is by NOT SAVING AS DEFAULT YOUR CREDIT CARD DETAILS. This has save us a lot of not necessary spendings. Give yourself sometime to think about that impulsive purchase. It doesn’t mean you’ve “Add to Cart” means you can “Check Out” that easily. Trust me, that simple 5 steps top up from where you’re sitting just to get your credit card from your wallet can save you unnecessary spendings.

Re-evaluate your Subscriptions

I’ve been a fan of Spotify since forever but never felt the need to give-in to their consistent ad to subscribe. I understand not everyone thinks like me. My sisters are premium members and never mind to spend $9.90 a month on it.

Here’s my side of the story though. What is a minute of patience and listening to their ads to $118.80 a year that I can save and use for other more important things?!

If you’re one of those who seems to be a member of every subscription service you can be of, then this is the time to scrutinise each one of them if they are really worth to keep, otherwise, it’s time to part ways.

Here are some of the Subscriptions you might want to look into:

1.Video Streaming Services such as Disney +, Netflix, HBO Max, etc.

2.Gaming Services such as Playstation Now, Xbox Game Pass, etc.

3.Music Services such as Apple Music, Spotify, etc.

4.Dating Apps such as Match, Tinder, Bumble, etc.

5.Fitness Services

6.Marketing Emails – Unroll.me is the best way to do this!

Reduce electricity

If there’s one thing most employees who work in offices miss during this Pandemic, that for sure is the centralised AC. That’s the only place you wouldn’t mind being in the cold all day as you don’t need to bare the cost of paying the electricity bill.

Working from home is a different story though. I guess aside from the usual distractions you might have working from home, the heat especially if you live in a tropical country like Singapore is one of the challenges why people can’t concentrate much working from home. Not that you can’t afford to buy an AC but if you use it 24 hrs a day, I’m sure it would hurt your pocket in one way or another.

Opening your windows to let the air come in your home can help do the trick. Doing that can also let natural light come in that you won’t feel the need to use lights. Using the ceiling or stand fan is also more cost efficient.

Cook your meals

This may be tricky as the culture here in Singapore has always been to buy meals from hawker centers. You may have a change of heart though if you learn that cooking your own meals can help you save money.

Do not know how to cook? That isn’t a problem nowadays as there’s YouTube. You can find how to cook any dish you can think of. And if you are to contest that you live alone and cooking is much trouble some, then I urge you to try meal planning.

Cooking 3 to 4 dishes that you can alternately eat throughout the week is way more healthier and cost efficient than eating out. Try it for a couple of weeks and you’ll be surprised how life changing it can be!

Track your Spendings

I’m not here to insult your brain in any way. I’m sure your memory works better than mine. But here’s one fact, our brain works like a computer. If you put too many information on it, no matter how big the RAM of computer is, there would come a time that it will slow down as its capacity has already been reached.

That’s why not matter how much advanced computers are nowadays, external hard drives are still a marketable business. There’s even “the cloud” nowadays as another option to save your files. If you still haven’t got the idea until now, then let me tell you straight. You need to unload your burdens.

Machines reach a certain capacity of burdens, and so are you. Making a list shouldn’t hurt your ego. Taking it as a tool to release whatever you have in your mind can help you focus and concentrate more on important things.

If you find this blog post interesting, you might want to learn as well on how to earn Money with the use of your Phone.

Hope this article gives you new learnings. Join our motherhood community by filling up this form and make sure to follow us in Instagram for daily positivity quotes and inspiration!

How to Make Money Online Using Your Phone

News based on studies even said that most Singaporeans spend almost 3.4 hours a day using their phones. So why not use that time to earn money as well instead of simply use it for leisure. A few dollars can go along way especially during this Pandemic.

Have you ever heard of the term Influencer? Back in the cays, influencers are usually those known people who you would usually see in Television or Movies. Nowadays though, everyone can be an influencer. With the use of your real friends, internet friends, and hard work.

As long as you’ve got a Social Media account, Instagram or Facebook, then you’re good to go.

Here are some platforms you can join to earn extra cash as an Influencer:

Partipost

Partipost is a is a mobile app that you can easily download into your phone. You can then participate in their campaigns by posting in your social media account. Each campaign contains a set of rules on what you what you should include in your post for you to earn. I have downloaded the Partipost app and have joined in a few campaigns as well.

For those who might be wondering if it’s legit, well, it is. I personally have withdrawn from my Partipost account and transferred it easily to my bank account without any issues.

What to know:

Social Media You Need: Instagram

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.

Payout Currency: Depending on what country you are (e.g. SGD if you joined Partipost Singapore)

Countries Available: Taiwan, Singapore, Indonesia, Malaysia, and Philippines

Amount You Can Earn Per Campaign: SGD $5 to SGD $150

Withdrawal: Partipost is tied up with Xfers, a payment platform, which charge 5% as their transaction fee. You’ll also need a minimum balance of $5.00 in your Partipost account for you to make a withdrawal. They say their processing time takes up to 5 working days though based on my experience, transfer has been made the next day.

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

Supermom Voices

Supermom Voices is platform made for moms. You’ll love this if you’re currently pregnant or have a newborn to toddler child as their campaigns caters more with that range of products. The mechanics is would require you to snap and post in your social media account for you to earn.

If you’re more of a Facebook user than Instagram, you’ll love this app too. I have experienced earning (and withdrawing) from this app as too so I can confirm that it’s legit.

If you happen to go to their website, don’t miss checking out their FREEBIES too

What to know:

Social Media You Need: Instagram and Facebook

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.

Payout Currency: SGD

Amount You Can Earn Per Campaign: SGD $5 to SGD $150

Withdrawal: Supermom Voices is tied up with Xfers, a payment platform, which charge 5% as their transaction fee. You’ll also need a minimum balance of $10.00 in your Supermom Voices account for you to make a withdrawal. They say their processing time takes 2 to 5 working days though based on my experience, transfer has been made the next day.

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

Tip#1: Earn extra $$$ by doing their surverys. I’ve earned a total of $5.00 already from doing this (each survey pays out $0.20-$1.00). It may be seem like a few cents only but this can help pay out for your transaction fee so you can get your campaign earnings without deductions.

Tip#2: You can also earn by referring friends. You’ll not only help them learn how to earn extra cash but you’ll earn a bit for yourself as well.

It would mean a lot to me if you’ll use my REFERRAL CODE: ZC0M08J if you’re going to sign up an account with SuperMom Voices. Thank you😉

Narrators

Narrators is a platform for every influencer. I haven’t had the chance to try this platform though but heard good feedback about them. I noticed though that most of their campaigns require more followers compared to the other two platforms mentioned above.

What to know:

Social Media You Need: Facebook

No. of Followers: Each campaign has a different requirement. Tip: You’ll be able to join more campaigns if you’ve got more than 1000 followers.
Payout Currency: USD
Amount You Can Earn Per Campaign: USD $6 or more
Withdrawal: Minimum withdrawal of USD$150 through PayPal

Note: Some campaigns might require you to purchase products that you’ll use for your campaigns. Make sure you’re willing to shell out that extra cash before you can get your payout.

It would mean a lot to me if you’ll use my REFERRAL CODE: 4W2UEISCI if you’re going to sign up an account with Narrators. Thank you😉

Try and Review

Try and Review is a platform which allows you to try their products for a review in return. Money doesn’t only comes in form of paper and coins but in real products as well. If you’re going to get food or any other product, for free, then that’s like saving some cash which you can use for other stuff. I’ve tried this platform many times already and can say that it’s worth to join it.

By simply filling up a simple survey for them to determine if your profile is what they’re looking for for the campaign they’re doing. Once you’ve done that, all you need to do next is to wait. Yes, wait to be chosen and wait for the product to arrive at your doorstep.

They’ve got a wide range of products to review which you can easily apply. There’s no limit to the number of products you can apply on. You’ll simply need to do a review and post it in your Social Media as part of your participation. While they may give some guidelines on how your post should be done, your honest review is at most important.

What to know:

Social Media You Need: Instagram
No. of Followers: Each campaign has a different requirement.
Payout : Product NOT Cash

Note: You’ll need to fill-up a short survey as you application for the campaign. This would be their basis on picking who they’ll be collaborating for the particular product review.

It would mean a lot to me if you’ll use my REFERRAL CODE: 187687 if you’re going to sign up an account with Try and Review. Thank you😉

Carousel

Carousel is a platform where you buy and sell things that you don’t use. It doesn’t matter if it’s new or old. This is a place where the saying, “A person’s trash can be another’s treasure”. I’m sure there’s tons of stuff around your home that you haven’t touched for months or years even. This is a great venue for you to put into good use those decluttering tips I’ve written on one of my articles.

If you haven’t, I recommend reading this first before you get on your decluttering. This 10 Easy Decluttering Tips would surely help your lessen the stress of doing so.

The concept of Carousel is like having an online store but instead of selling any specific goods, you can sell anything you have on hand that you feel disposing already. I’ve been able to sell most of my daughter’s clothes that they’ve outgrown already.

Instead of throwing them away, why not earn extra cash from it (to buy new set of clothes that are the right size for them), at the same time, help the environment by reusing the clothes. You’ll also be able to help others who wants to buy quality clothes but at a fraction of a price.

What to know:

Social Media You Need: None. You’ll need to download the Carousel app instead.
No. of Followers: None. Your sales would depend on how many items you post and how valuable your items are.
Payout : Cash

I hope this article makes you realise that while you really can’t find money anywhere, the reality is, you can earn money from anywhere. You can actually earn from something that you use everyday, or rather, always which is your phone. All you need is determination and hard work to make it happen.

Hope this article gives you new learnings. Join our motherhood community by filling up this form and make sure to follow us in Instagram for daily positivity quotes and inspiration!

5 Ways to Free your life through decluttering

Have you ever been to Japan or Singapore? I guess most of us would agree that these two countries are leading when it comes to cleanliness. While residents who live there might not agree that much as they’ve also seen the dirty side of town (nothing is perfect), let’s just agree that majority of its places are pleasing to the eyes.

Not only does the air smells fresher but also your mind seems to be at peace. It feels like all your troubles and worries are set aside. No wonder these two countries also top as tourist destinations. Why not?! That’s what you exactly want when you go on vacation right? Relax!

What if I tell you that you don’t need to go on vacation to feel relaxed or even just lessen the stress in your life. You can do that by slowly decluttering your life. By habitually exercising decluttering in this particular points in your life, you’ll be able to live stress-free.

Declutter your Mind

Let’s get real, our brains aren’t as good as we think it is.

As a mom, we often blame our forgetfulness to having a mom-brain. While it has been backed-up with science, its also important to be true to ourselves that at times, we just don’t want to accept that our brain could also use some help pen and paper(or Notes on your smartphone).

By writing down into a list things that we need to remember, we declutter our mind. The lesser things you worry about, the clearer you focus and think of the things you want to do. That’s my mantra to convince myself that I need to sit and write down for 5 minutes or so my to-do list for the day.

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Declutter Spiritually

I may be Catholic but know that I’ve got my utmost respect for other religions. Not sure if that’s one of Singapore’s great influence to who I am today but having lived for a decade in one of the most multi-racial countries, it made me realise that there’s no inequality between races or religion, what’s missing our respect for other’s beliefs. I’ll dig more into that next time but for now, what I want to point out is how our religious belief can help declutter our lives.

Most people live their lives with believing that someone up above, greater that the greatest is watching us and the source of everything we have in our lives. With the help of prayer, letting go of our worries, and surrendering our problems to the most high, then we free ourselves from stress and able to enjoy what life has to offer.

Having this belief and not losing hope helps us realise of the good things in life and set a better mindset for us to live in peace.

Declutter your Social life

We all know how the people around us affect us in ways we can’t control. By understanding that you have control over your life, no matter what circumstances you’re in, you’ll have the ability to use your freedom of choice to choose what kind of life / environment you want to live in.

There’s tons of inspirational and famous people you can look up to in the Internet who you wouldn’t believe have been in a different path in life that what we know and see now.

With the help of being mindful of the people you want to surround yourself with and give influence to your life, you’ll have an insight of what path of life you’re leading to.

Declutter your Space

Fun fact: Not all of us have that affinity to being minimalism.

Not to worry though, you’re human and it’s part of being human to like owning material things. There’s no shame being that kind of person as long as you can afford it.

Another Fun fact: You can still buy things, as much as you want, as long as you know how to store them properly.

The effects of owning too much material things can be daunting if you don’t know how to take care of them. Come to think of this — you work so hard to buy things you like/ love then afterwards never take care of if (store it properly) then it’s as if you work for nothing. All your precious stuff would soon look like disorganised junk.

You might just not acknowledge the fact but seeing this mess everyday in your house is affecting your life. Imagine waking up everyday with all your stuff all over your home. Don’t wonder why why people love going to home furnishing retailers like IKEA. They sure design the showrooms as neatly as possible so you’ll feel relaxed imagining living in a place like that. If you’re still a fan of IKEA though, you might want to check-out my blog post about the absolutely important things you can buy from IKEA and not feel guilty adding to your already cluttered home as you really need those items anyway.

Declutter your Finances

This may be one of the reasons why adulting can be stressful. The moment you’ve got financial responsibilities over your shoulder, it’s the real deal. Unbeknownst to many, your financial stress not only affects you financial problems (duh!) but your whole life, so by making sure you keep your finances under cover, you’re partly making your life better as well. Good thing there’s easy ways though to lessen that stress and can be done no matter what financial level you’re in.

Here are simple things you can do to lessen that financial clutter in your mind:

  1. Have a loving relationship paying your bills – this may seem stupid to hear but when you have a great mindset in doing things, doing it makes it easier to do and all things related to it flows naturally. This means, the money you need to pay your bills comes naturally as well. Talk about Law of Attraction! This would cross out one of the things you worry every month!
  2. To make sure do #1 in a smooth manner, making a list of due dates of all your payables (utilities, rent, tuition fees, etc). By making sure you pay them on time, you don’t only give yourself a pat in the back for making sure all your financial responsibilities are kept in good shape but you’ve also made sure not to pay interest. Those small amounts for paying late adds up especially when your pocket is on the tight end.
  3. No matter who’s in charge in your family to do the grocery, make sure to make a grocery list. This would not only help you not to go over-budget but you’ll also eliminate buying food that you don’t actually need and eventually put to waste. Food wasted also means money wasted.

I hope this has helped you in one way or another. If you want to read more of this kind of blogs / articles, make sure to join our tribe so you get to be one of the first ones to read it and be inspired.

Till my next blog,

TheMommyWithAGoal

Be inspired by the greatest people in the world

One of the most awaited time in the field of sports have finally started. Yes, I’m talking about the Tokyo 2020 Olympics. Despite all the setbacks caused by the Pandemic, the best of the best people in their own craft gathered to compete.

What better way could you get and be inspired to be the best version of yourself but to see these amazing people on how they persevered, believed and succeeded..

photo from Emilio Sansolini

What I loved about the Olympics and any other sporting events is knowing that these people are ones just like you and me. Yes! They are ordinary people who took the leap of faith, did their part despite all the circumstances and conquered. What an amazing feeling could it be, right?

Gladly, we don’t need to be an Olympian to justify that. By simply being the best version of ourself is enough. Let’s dive into it and make it simpler, shall we?

An Olympian have a CLEAR Long-term Goal.

Everyone have goals. It doesn’t matter whether it is a short-term and long term ones but most people create goals that are so vague that they don’t even realise it. Do you do New Years Resolution too? How many times have you promised yourself and made it your goal “that year” that you’ll loose weight?

I’m putting this down on writing cause I know this is one of the most typical goal women especially moms have on their list and that includes me. What I learned this year though is that saying/ writing that I’ll loose weight isn’t enough. You need to be clear in your goal. Can’t articulate what I mean by that? Well, if you just say I’ll loose weight, yet again, just like what you’ve been doing years prior, you’ll end up with the same old results.

Knowing what you really want, why you want it and how to get there is essential. Know more on how to go from goals to CLEAR goals here.

An Olympian is consistent.

What failure? What pain? What critics? I guess one characteristic we all can emulate from these great personalities from the Olympics is their perseverance to stand up after every downfall. I’m not just talking about not being able to do things immediately or properly but also standing for what they want in life.

Many may think that it’s the trial and error in practicing their craft until their master it up is the most difficult part of being great. It isn’t. It is the power of the mind to surpass every negative comment or critic one gets from the society and themselves included that’s most critical. That power to still go on despite all these and not letting their mindset be affected helps them be consistent and surpass every hardship.

Have the Discipline.

It’s no secret that if you want to be the master of your craft no matter what it is, your discipline in doing that should be superb. The power of knowing when to say “NO” is very much important.

As a mother, we’re most known for being that “martyr” of giving all to our family especially our children. While this is fairly true to all mothers, we must be mindful in knowing that Parenting or being a mother is in our instincts, Self-care isn’t. That’s why it is important that we focus our mindset more on how to make ways to care for ourselves first.

Having the discipline to prioritise our happiness will resonate with out family and children as well. Master this and you’ll surely enjoy motherhood.

Enjoy the moment.

Ask any athlete why they indulge themselves and their lives in playing their sport and you’ll hear the typical answer, because I love playing “xxxx”. Before being a master of whatever they are, they first fell in-love doing it.

Why is it important to find joy in what you’re doing and not rely on other people your happiness? Because like any walk of life in this world, there would be hurdles. If your satisfaction depends on others and honesty to yourself isn’t there, there would always be regret in the end. Every human is different. One can feel like in cloud nine with just a bag of candies while others may opt a box chocolates. Both may be sweet and give your body the same energy but the happiness each would be if they get what they specifically want is different.

Knowing how to enjoy your own moment at a specific time no matter what your circumstance is and no matter what others think/ say is pure delight.

Support system.

Like any athlete, one needs to have their own tribe who supports them no matter what. Knowing how to delegate other tasks for you to be able to be your own best is a necessity.

Mother’s especially SAHM (Stay at Home Moms) are most know of doing everything around the house while the Father is the “so-called” money-maker who just goes in and out the house and make sure the finances is well settled. Scrap that idea!

Everyone who lives in your home is part of your home and therefore must be treated like one. That being said, each one also take part of a task at home, children included.

Delegate tasks to every member of your family. Children as young as 2 years old can help as well (ehem! sorting laundry?) This not only makes your life easier but also makes them feel that they belong.

Know more what tasks your children can do per age with this useful resource.

If there’s one thing we all could learn from these amazing athlete’s is that finding their own happiness first and having the mindset to priorities themselves is critical to being the best in your own craft. Approval of society and whoever you want to please will come after. It is your own satisfaction and happiness that needs to be on top of your goal list.

Does this help you be inspired to be the master of your own life as a mother?

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3 Practical lessons living in Singapore taught me about Self-Care

It’s funny how time flies so fast especially when you enjoy what you’re doing or where you are, isn’t it? For us, that’s what really happened. What originally planned as to be a year or two of finding opportunity here in Singapore turned out to be a decade where we our little family made it as its playground.

Truly the opportunities this country has given us has been great and with the guidance of the One above, our lives seems to be really planned out well. We really are just grateful of everything now.

Since Singapore would be celebrating its 56th National Day soon, I thought of doing this article. So what has Singapore taught me in the past decade and how could it be related to Self-Care?

Singapore is also well known as the “little red dot” and it isn’t called that way for no reason. If you try looking in a globe like my daughter’s, I tell you it really is easy to miss that “little red dot” as it really is small if you try finding it without any hint of where it is in the planet.

What’s amazing though is even as one of the smallest nation, it was able to climb up to the top and be recognised as one of the First World Countries in the world. So what set them apart from the others? They for sure aren’t a rich country when it comes to natural resources. I tell you, even the water that flows in our faucet is imported mostly from Malaysia.

If you noticed how young their nation is, you’ll be surprised that it’s age is fairly young and just the same age of most of your folks, which means before that time, they aren’t this kind of nation we all see on top.

So what changed and how did it happened? Below are some of my points which I like to point out that everyone can do too to ourselves if we apply as well. If a nation with little natural resources can be successful, so can you!

Putting Yourself First

Singapore as a Nation

If you didn’t know, Singapore was formerly part of Malaysia. It was due to Political unrest and economic differences that resulted in Singapore’s expulsion from Malaysia which let to Singapore’s independence on August 9, 1965. It is after that when the famous nation’s founding father Lee Kuan Yew took leadership. And truly despite its lack of natural resources, it found its way on how to succeed by focusing on what its nation have and making the most out of it and succeed.

How it can relate to you

Most of us usually play part martyr when it comes to taking care of our loved ones. We do this despite knowing the fact that we also need caring for ourselves. Disregarding this fact may have a long time effect not only in our relationship with our loved ones. Not only do we deep unvalued but also feel regretful of not being able to do what we want.

By putting yourself first in all things that you do, you are able to fill up your cup and be fully ready to give to others. There won’t be any remorse of regret in the end that you aren’t able to do thing you wanted. You’ll also be fully honest not only with your loved ones but with yourself that you’re able to give your care and love with the best version of yourself.

Discipline

Singapore as a Nation

There’s no secret that Singapore is also known as “The Fine City”. Not “fine” as in good quality but “fine” as in needing to pay for doing various things forbidden. Yes, and in Singapore, even as simple as chewing a gum is forbidden. Puzzling right, especially if you grew up in a different country where chewing gum is usually done innocently just like having eating some candy.

It may have been one of the hardest days of any Singaporean to live in when most of the things they got used to doing is suddenly forbidden but look at the nation now after just 50+ years and what it has been able to achieve. Truly those sacrifices have paid off well more than they expected and what’s greater than that is what the generation of today are able to experience and enjoy. It’s like giving a gift to your granddaughters/sons for them to live in a safe environment and a nation which they can depend on.

How it can relate to you

As simple as this word can be, it can be one of the hardest thing to do. Those early mornings you wake up just to make sure you are able to do your routine exercise before the whole household starts its chaos not only helps you keep your mind at peace but also knowing that you’ve given yourself a portion of your time in your day is something admirable.

Wanting to achieve something isn’t just about having the right resources but having that discipline within you to do whatever it takes. Life is full of hurdles and hardships and it’s only if you have the discipline to continue that will give you the motivation to continue. Without that, it’s very easy to give-up half way and never succeed.

Goals are achievable when you have the mindset

Singapore as a Nation

When Singapore got its independence, it has its goal in hand and a mindset that they can succeed. It didn’t matter if their nation lacked natural resources —they made sure to have financial resources to cover up for that and be able to import all the things the nation needs, it didn’t matter if their nation is once filled up with gangs — they made sure to change that and be disciplined enough to be recognised as one of the countries with the lowest crime rate in the world, and lastly, it didn’t matter if their nation is small — by focusing on what they have (their location) they are able to have the world’s busiest cargo seaports, be a leader in exporting electronics manufacturing and machinery, have highly driven financial services and tourism.

How it can relate to you

Well, you are you. And you aren’t just any person, you are as great and important as those well-known people in history and today IF YOU FOCUS ON YOURSELF, WHAT YOU HAVE AND YOUR GOAL.

Most people think almost immediately about the difficulties they “might” face along way, or their lack of this and that as a reason for not pursuing their goal. I tell you now, it isn’t any other person, thing, or circumstance that’s stopping you but you.

Find a way to change that mindset and start believing in yourself and everything is achievable. Perhaps start with simple things like being able to wake up early every morning to click in some “me-time” that you could either use as a time to just sip your “hot coffee” in peace or even go for a walk or run. Starting with small steps and small achievements can give you motivation in doing bigger things and bring out that confidence that you can do it because you are you!